Solutions
Payment OrchestrationIntelligent routing logic designed to optimize approvals, manage risk, and maintain transaction stability across multiple acquirers.
ROUTING LOGIC
Every Transaction Follows
a Decision Path
Payment orchestration is not simple load balancing. Each transaction is evaluated against technical, geographic, and performance signals before an acquirer is selected.
Routing decisions are executed in milliseconds and continuously adapt based on real-time approval data and historical outcomes across issuing banks and regions.
Routing Signals Considered
- ✓ Acquirer approval performance
- ✓ Card type and issuer region
- ✓ Currency and transaction value
- ✓ Risk score and behavioral data
APPROVAL OPTIMIZATION
Routing Designed to
Improve Outcomes
Reduced False Declines
Transactions that would fail under rigid processor rules can be routed to better-performing acquirers based on live performance data.
Adaptive Performance Learning
Routing logic continuously adjusts as approval patterns change across regions, issuers, and payment methods.
Operational Stability
Intelligent routing reduces dependency on any single acquirer and prevents localized outages from disrupting payment flows.
Failover Principles
- ✓ Context-aware rerouting
- ✓ Acquirer-specific retry rules
- ✓ Rate-limited fallback logic
- ✓ Real-time monitoring feedback
FAILOVER STRATEGY
Failover Without
Blind Retries
Payment orchestration avoids naive retry logic. Instead of resending failed transactions blindly, the system evaluates the cause of failure and adjusts routing conditions accordingly.
This approach reduces issuer fatigue, duplicate declines, and unnecessary chargeback exposure.
OPERATIONAL CONDITIONS
When Payment Orchestration
Becomes Critical
- ✓ Multiple acquirers per region
- ✓ Cross-border transaction flows
- ✓ Approval volatility by issuer
- ✓ Elevated decline or retry rates
- ✓ Performance-driven routing needs
Result
Payment orchestration provides measurable approval improvements while reducing operational fragility and processor dependency.
Adaptive
Routing LogicLower
False DeclinesMulti
Acquirer ControlDiscuss Routing Strategy
Review approval patterns, acquirer performance, and routing logic with our technical team before making infrastructure changes.
